Motion For Lack

[Kennan]

I reside in Iowa, submitted a Section 7, within the Section 7, my home (residence) was surrendered for the Trustee. The Section 7 was released. The Trustee was not able to promote the home. The home subsequently went into foreclosure and offered at sheriffs sales. Today the financial institution has submitted a "Movement for Deficit". Do I owe the cash? What must I do?<br />
Poorme

[Scully]

The process ought to be this:<br />
1. You find to submit the house inside your Section 7 bankruptcy;<br />
2. The trustee investigates to determine when there is collateral in your home;<br />
3. When the trustee decides that there's no collateral, the trustee documents a Notice of Abandonment;<br />
4. Using the trustee having forgotten any state towards the home, the lending company profits with foreclosure. Despite a deficit, your responsibility could be discharged.<br />
I don't understand what is occurring for you personally - just what ought to be occurring - and that I can't describe a movement for deficit underneath the details you've provided. Speak to your bankruptcy lawyer.

[Brody]

After closer reading of the materials...it is my former condo association suing for maintenance fees plus interest.

[Bevyn]

I was hoping to avoid having to hire an attorney.

Should I contact the bank or just go to the hearing with my discharge papers?