by yehudi » Thu Mar 31, 2011 12:26 pm
Well, what you're talking about here is a WORKERS COMPENSATION claim. She'd file a "no fault" claim with her employer to get whatever benefits your state defines. You don't get "pain and suffering" with workers comp.
If she's trying to sue someone, she'd have to sue the someone who CAUSED her injury. There's no "automatic liability" (besides workers comp) for injuries. In order to collect ANYTHING, she has to prove:
1. the person/company she is suing, did something they shouldn't have done
2. That something, directly resulted in her injury.
So . .. SHE was carrying the trash bag. It's REASONABLE to expect that there are disposed beverage cups, aka, liquids, in that plastic trash bag. SHE caused the liquid to drip on the stairs, which made her fall.
Outside of workers comp, I don't think she's going to win any kind of lawsuit. This is EXACTLY what workers comp is supposed to cover. And, if she CHOOSES to file a workers comp claim, she then automatically CANNOT file a lawsuit against her employer. Some states, even if she doesn't file the claim, the employer is immune from lawsuits, if they carry workers comp insurance.
In ANY case, her employer's "general liability" isn't going to pay a dime, for a "workers compensation" claim. Workers comp claims are specifically excluded, from general liability coverage.
I don't think mom is looking at a cash cow here.