Reaffirmation Of The Auto Loan In Section 7

[Garvin]

Our issue requires bankruptcy within the state-of: WV<br />
I packed section 7 in 2006. At that time i purchased a brand new vehicle but didn't reafirm the loan.I nevertheless possess the vehicle but because of low income I can't truly pay the payments.If I had been to provide the vehicle back again to the financial institution can I be accountable for the total amount owed if it offers for less at market?

[Taro]

Because you didn't reaffirm the vehicle loan, however, you didn't submit the vehicle whenever you submitted, I'm unsure but I believe you'll not result in the standard quantity, I'm not really a lawyer, the loan must come under the BK at that time you filed.

[Eugene]

No reaffirmation, no liability. Debt discharged.