Wage Garnishment Laws for Single Moms?

[sayre]

My son was in an accident in 2005 and since then not only have I lost two jobs due to having to do treatments on him, but have had no insurance, lost two homes, was homeless for 10 months. It has been a nightmare. I have a permanent job finally but because my old address was a PO Box (homeless, remember?) the Post Office says by law they won't forward my mail to my new address (I have an apartment now close to my job). That PO Box is 2 hours away and my car is having issues and I can't make it there. Anyway, I am looking into bankruptcy but in the meantime want to see how to protect myself from wage garnishment. I am the head of the household and I did look at bfalliance.com and it only said federal laws applied in Tennessee to wage garnishment. Other states protect single Mom's against this. Does anyone know anything at all that can help me here? I am at a loss. This black cloud just will not go away.

[osbourne]

after looking at the tennessee statutes, there does not appear to be any relief for low income debtors. My advice to you is to try to work out some type of arrangement with the creditors or move to a different state that does provide relief for low income debtors

[felabeorbt]

Real cute, Mary.

Can you find an atty. who will give a free consultation? I can't help, but maybe that will. I feel for you, I'm at the bottom, myself. Don't give up.