by khalid » Sun Mar 02, 2014 9:25 pm
darwin? said: 1 My husband had cataract surgery on his right eye in October. We have Medicare and Tricare for Life. Our out-of-pocket cost for surgery was $0, zip, zilch, nada. We also made four office visits before and after surgery and our out-of-pocket cost for those visits was the same - nothing. He had to use one oral antibiotic and three eyedrops before and after surgery. The cost to us was $36, the co-pays for the medicines. Glasses are not covered by Tricare. I don't know whether Medicare covers them(we haven't gotten them yet - we need to wait until his eye stabilizes) or not. Worst case would be that we would have to pay $200 to $300 for glasses.Our doctor carries a specific line of lenses of which there are three types. As I recall one cannot be used for folks who have astigmatism, one works best for folks who are correcting only "old age" near-sightedness, and one is used for folks who will need to continue to wear glasses after the cataract is removed because they were always near-sighted. He picked the best of the three for my husband's particular eye situation so there was not really much choice to make.As to your estimate of 40 procedures per week, that may be low. The surgery took almost precisely 10 minutes. Our surgeon gives each patient a plant after surgery, and there were 22 plants lined up for that day's patients. He operates 4 days a week, sees new patients on Thursdays, and post-op patients the day after surgery, including Saturday.To balance that out, however, our doctor closes his office for three months out of the year and goes to a small village in Central America, where he performs eye surgery for free. His partner during that time goes to a village in Africa and does the same.Also, while he makes quite a bit presumably from doing that many surgeries, I did note that his office was very staff intensive, so he has to pay a lot in salaries and benefits. He also had some very fancy and up-to-date equipment which he also has to pay for, plus a computer network. In addition, there are the costs of having an office(rent, electricity, and so on) and in carrying malpractice insurance. You may find that there may not be as much "wiggle room" as you would there to be.If you can figure out an economical way to do it, your best bet would be to obtain Medicare supplement insurance before you even consider the operation. That will probably leave you paying relatively little for the procedure. 61 months ago