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I have a balance on my credit report?

  
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I have a balance on my credit report?

Postby gervaso81 » Wed Jul 18, 2012 10:49 pm

A couple o years a ago i was working for a small company, the person that was getting the work done wrote one check to me for $218.00, for more supplies. The other check was written days before not in my name, it was to the owner of the company for $1200.00 that was paying for the job. The person that i was working for didnt complete the job and was fired off the job. Now i have a mark on my credit from a small claims court for 1218.00 dollars. My name has nothing to do with the business, i know i the check of 218.00 is in my name, and that is my responsiblitiy to take care of, but how can i have 1218.00 on my credit report when i didnt have anything to do with the 1200 check? what should i do?
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I have a balance on my credit report?

Postby marlan43 » Wed Jul 18, 2012 10:57 pm

you skipped some details. It sounds like you deposited both checks into your account and then both checks were bad and you had no money in the account to cover them. as such you are liable for the entire amount is does go against your credit and your only recourse is to sue the business owner you worked for
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