Can a person with a multiple personality disorder open up a bank account but not let his other self withdraw?

[langford59]

For instance, if a person has two different personalities. One of the personalities is very careless with his money, while the other wants to save. The one that is careless agrees that he wants to save, but needs help. So he goes to the bank and opens up a bank account, but only one of the distinct personalities is allowed to withdraw from it and use the money for a good reason, such as paying a bill or buying groceries, rather than a bad reason like eating out and entertainment. You can tell which personality is in control, and it is explained to the bank.

So since he's in agreement with his other self, then should this be okay?

Considering the guy's got mental problems, he should have some rights. He is a disabled American citizen, and he is deemed not a threat.

He does not want a payee because he has to pay for it. I don't see what's wrong with this at all. If necessary, he can make a contract with the bank freeing them from liability for giving the money to the other personality, even though that's not going to happen because the two personalities are in cooperation when it comes to this matter.

This is a serious question, and a hypothetical situation. I wonder what the law would say about this. I assume not everyone who has a multiple personality disorder has to be institutionalized their entire life, but I'm not a psychologist. Thank you for your input.

[vaiveatoish]

A person with just two personalities would not need to be hospitalized their entire life. They are one legal entity and both would have equal access to the bank account. It would be unlawful to allow one access and not the other. Both would have to be denied access or neither.

I don't know what payee fee you are referring to - a $30.00 fee is allowed to be paid to a professional organization that handles a SSI check and that is deducted from the SSI check. Anyone who is paid more than that is being unlawfully paid.

[blaisdell]

Yes a person with this condition can open up a bank account. I do not think a bank would make a contract with him. Irregardless of his disability he will need to take full responsibility of his behavior. If he overdraws his account their would be the same penalties as anyone else .multiple Personality Disorder is very rare condition. hopefully the person is receiving therapy and some kind of financial support/assistance.

[herald]

That is the very reason I have a bank account. To keep my irresponsible self from using it. It forces a discipline on me that reduces the access my irresponsible self has and forces me to think before I get the money out to make sure my irresponsible self isn't really just tricking me into using it for irresponsible things. Sort of like a safeguard and last chance to think about it before I waste it.

[broehain61]

i dont have an answer

[eilis]

well if a person had multiple personality disorders wouldn't they introduce themselves by a different first name?? hence not the name on the account, I thought if people have multiple personality disorders each personality will not admit any connection to the other personalities??