Do You Find That Medicare Part D (the Drug Insurance Part)

[Aeary]

We were overwhelmed when one of us became eligible for Medicare, but found help. I called the State when my husband was eligible for Medicare because we didn't understand Part D at ALL let alone the rest of Medicare, and it seemed as if every company in the world mailed him information that only further confused us.A private company was recommended to us . . . I'll give you their information, but since you don't say where you are, I'm not sure it'll be of much use.Anyway, a very nice woman came to our home and spent an entire evening with us explaining it all. Talk about knowing everything about Medicare! We were so impressed with her. Our decision was easy to make then and now we're all set.We're in Oregon and her company is Willamette Valley Benefits, Inc. Her name is Wendy Shaw, and she's the CEO of the company. Her phone # is 503-631-8587, and her e-mail address is [email protected] I'll bet if you contacted her she could help you find someone in your area. She is VERY well informed.Good luck! Sources: Our experience/our opinion newbie2558817 76 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Dewey]

Part D is good if you?re taking any prescriptions.  There are three tiers, depending on how expensive your drugs are, if you need to use the name brand ones(vs. generic), etc. (If you can get your doctour to say you NEED the name brand, and have adverse effects to the generic, that?ll definitely help you!!  Also keep in mind that a lot of Tier 3s are heart-related.) I believe Rite-Aid or Walgreens were giving out info when it first came out. If you want free info, sign up for some "free insurance" brochures.  I used to work for Banker?s Life, and signing people up for Med supps and Part D was SUCH a big thing.  Essentially, if you use prescriptions, you NEED Part D.  You should also get a Medicare supplement(G is generally very good, very comprehensive but not overly priced).  Most people think they?re ok, but A and B only cover so much-- really, just some hospital time, a bit of "therapy/assisted nursing" time, and that?s about it.  It?s also important to sign up as SOON as you can when you turn 65, otherwise you get penalized for each month you?ve waited. AARP is always going on about "the only Medicare supplements approved by AARP, the name you can trust", when it truth, the government regulates the Med supps,, and they will be the same EVERYWHERE in terms of coverage. (You might pay a few more bucks here or there, but that?s it.)  Also keep in mind that the older supps cost more because they?ve been around longer, and as they say in the insurance biz, "you?re paying for the people that signed up in the 80s", so you really shouldn?t sign up for anything less than D or E. Keep in mind, Med supps are COMPLETELY different than Medicare PARTS A & B.  Part A covers the hospitals, Part B covers the drugs in the hospitals, is a quick and dirty explanation of it.  Part D is your drug cover, then there?s your supps. Go to medicare.gov and you can get more in-depth info.  ?Hope my answer has at least helped out a bit though!