by hazaia23 » Tue Jan 21, 2014 11:21 am
No for the most part. Once you have retained an Attny. When creditors call, give them the name of your attny and the phone number and let them know you are filing bankruptcy. Yes even call the court house and let them know you?re plans, the cost varies because of how much you make, if you have credit card debt, the company can come to your bankruptcy hearing and ask for the things you purchased, you have that option or you can return them yourself. But you need to contact an Attny. Now ! don?t wait, you will have to pay out anywhere from 1000 to 2500. but in the long run it will be worth it. Have you tried to go thru a consumer credit counseling? they will talk to all the people you owe and set up a payment plan you can live on and still are not harassed by bill company. But you will have to make sure you pay the payment on time, they in turn will pay down your dept. Bankruptcy is the last thing to be done, in some states its on your credit report for up to 10 years. But going with a consumer credit counseling, you just have to pay the bills in full, and nothing as bad as bankruptcy on your credit reports. I suggest if you have someone that will do child care, id get a second job, and use that money to pay off your debts. When my son was little I worked full time, had a part time and went to college full time, this was to be able to support him and he was young enough, not to care he was a sitter?s home. I know it is?t easy, I too was a single parent, but with a college degree I made sure we would never live in poverty. There are many degrees that are 2 year, In the medical field when you finish school you will make excellent money,. Good luck to you and your child I hope everything works out. you can run from the courts, contact the court house and set up a payment plan, this will show them that your are trying to at least pay as much as you can to fix the problem. tccat 64 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.