Hoa

[Zebulon]

Hidden Canyon HOA is selling my home due to nonpayment of dues. Would filing bankruptcy stop this? What can I do to stop this? Who is in charge of this HOA, who do they answer to? Thank u!

ANSWER: Hi Shelley,

Unfortunately this is a legal question that I am not allowed to answer as per our MLS, but I CAN direct you to a local attorney's firm that could certainly answer it for you and give you all your alternatives. Below is the contact information for David Krieger and George Haines who specialize in keeping people's homes out of foreclosure. If anyone can help you, they can!

Haines & Krieger

(702) 880-5554http://www.hainesandkrieger.com As for the HOA, we are calling them the "condo commandos" these days! The only government entity that has jurisdiction over them is the ombudsman's office.

Homeowner Association Ombudsman - State of Nevada - Eldon Hardy 2501 E. Sahara Ave., Suite 100.

Las Vegas, Nevada Phone:(712)486-4480, ext. 258     Fax

Good luck and hope you can get this resolved quickly!

---------- FOLLOW-UP ----------

Dearest Tonnesens: I just had to write you! It is due to you and your encouragement, letting me know I was not alone, that I actually pulled myself up by the bootstraps and started fighting back!!! Yes. First, the most excellent news! The sale of my home was postponed til January!! I have a final appt with BofA to modify my loan on Thursday. I have an appointment tomorrow w Haines & Krieger, thanks for the tip. Also on Friday I'm meeting with James Adams Law Firm who is filing a class action suit on behalf of RE investors who feel they are being gouged by HOAs, Collection Agencies and Attorneys. I could put all eggs in one basket, so I wrote letters to HOA and Alessi & Koenig(collection agency) requesting an explaination of sale and breakdown of costs. you wouldnt believe it, $295 to send me a letter?! I dont want to bore you with details, but suffice to say that when a professional, you, pretty much validates that I had every right to be pissed off! I felt empowered. Perhaps the class action suit is doing some good, cause Hidden Canyon says that they now bill from within, no longer use a collection agency and are trying to be a more homeowner friendly entity. Good and bad, cause i'm still w Alessi & Koenig. I wonder if ther is any way of disassociating my home from their bill?? Whereas they have to send me a bill and wait on it and not be able to touch my home. What do you think? God bless you, my new friends!! you were the light at the end of my tunnel! i owe you big time, not quite as much as i owe Alessi & Koenig, LOL LOL. If there is EVER anything i can do for you please NEVER hesitate to ask. I am on facebook, please look me up so we can friend and I will show you my privates(phone number and email silly!) oh, did i mention that i'm a comic in las vegas! love love love you both!! Your fanclub president, Shelley!

[Cumhea]

Shelley, that is truly excellent and most AWESOME! I have seen way too many people losing their homes these past two years, and I just want to cry every time. I definitely do think the class action suits that are coming up against the HOAs are going to do a lot of good - we need to bring the property management companies back in line and stop the bleeding!!! You really did this all yourself -  we just confirmed your suspicions that you were in the right.(On the other hand, where can I get a job writing those form letters at $295 a clip??? I can whip at least 20 of those out an hour!)

Another thought - when you talk with Haines and Krieger, let them know about the loan mod. You may want them to review the paperwork, because we are finding that a lot of the loan servicers(like B of A!) have extra fees tucked into the new principal balance that should NOT be there. And feel free to "friend" me on Facebook.(You can then see my 11 photo albums I just posted from our last vacation. LOL) I can't friend you, because I don't know your last name and there are a number of Shelleys from Vegas on there. Unless you are listed as Shelley the comic? Where do you perform? Maybe I can come see you! And I don't think I've ever had a fan club before. :) But just look for my name, Diann Tonnesen, and send me a friend request. I would love it! Then you can keep me posted on your progress. Let me know how your meetings this week go. It would be wonderful to have a few happy stories like yours to be able to tell people and give them hope!