both my bank and my credit union are useful to me and neither of them are charging me any fees; if they start charging, then I will look for a different institution
"Treat everyone with politeness, even those who are rude to you - not because they are nice, but because you are."
Why the credit Union? Yea I hear you about the trade agreements. Your jobs for their junk is usually how that goes. A few more people get rich but the economy goes further into the toilet.