I sold a truck to a friend but they have made no payment for 3 months...?

[achban]

3 months ago my neighbors car blew up. He was out of work and she was working at a sandwich shop supporting the family. They had no money. I told them they could drive my truck. A week later he came to me and asked if they could buy it on payments and that he had gotten a job on the pipeline up north. He could not promise any specific amount but said that payments would be made every two weeks. They have paid 130.00 in three months and today I sent a notarized letter stating I wanted my key back and they could park the truck in my parking lot. She showed up with a 300.00 payment but I refused saying I did not want to deal with them anymore. She said she was not going to give back the truck and would hide it. I explained the law. There is no contract at all but in my letter I did acknowledge the 130.00 payment. The truck title is in my name and it is registered in my name and they have been carrying insurance.
We live in an apartment building. They are my neighbors...our apartments share a wall. They have not spoken to me in 6 weeks and when I knocked on the door they ignored me. She would not have showed up with a payment if I had not written the note asking for my key and truck back.
Am I in the wrong? I do not feel that I am. She actually asked me for the 130.00 back that they had paid.
I did seek legal counsel, so that is why I sent the letter and gave 24 hours for compliance. I am a single mother of 4 and no one pays my bills...I cannot afford to let them drive my vehicle. There is already damage to it and I do not want it damaged further. To clarify the payments.....50 was paid the first week and 80 was paid two weeks later. Since then, nothing and no communication even when he was home on vacation for the holidays at Thanksgiving.
Thank you for your response. I want to know if I am morally right or wrong. Thank you.

[garret]

Oh my gosh can you say loosers !!!!!! No you are not wrong is a matter of fact you have been to nice but you sound like a very nice and giving person to help your fellow neighbors out. All they have done is take advantage of your kind soul ignoring you when they new what they where doing is just wrong GET YOUR TRUCK BACK. Good luck

[bret11]

Put 130$ in an envelope, report the car stolen, don't tell them you are reporting it. When the police confront them bring the 130$ back and drop the charges, tell the police you never finished the transaction with them and you tried to create a contract with them but were let g them use the car until the details were figured out. When they didn't follow through you asked for the keys back they refused. The car belongs to you.

[patwin87]

You should have gotten a written contract, but didn't. Now you are in a mess. Report the truck stolen to the cops don't tell the neighbors you have done this, but do tell the police who has more or less stolen the car.

They will come get the truck for you and then all you have to do to avoid one of them going to jail is drop the charges.

Or you can take them to court to get it back.

Also if you have another key take it back when you see it in the parking lot, and get the locks changed.

I hope you learned what to do/not to do next time.

[jabin20]

No, what you did was correct. I mean, its your car still until he finishes paying, but obviously he could not. If it were a dealership they would have taken the car by force without giving him anything back. Also, did you ever considered maybe why he was late on his payments? Maybe something happened? But anyways, it was wrong for him to try to hide your car. So if you do take your car back return the 130 at least, so not to make things worse. TrY to fix things with the law if he refuses to return your property. (that can be considered stealing)

[burt]

If the truck is in your name and they ate driving it without your permission, report it to the police.