Leased Automobile Portion Of Bankruptcy

[favian]

My question requires bankruptcy in the state of: NYC.
1. Leased automobile in accident (my fault) with $6100 worth of harm. $ten,000 buy out. Leasing at $499 till ten/ten
two. Precise exact same car was towed from autobody shop for $1200 worth of tickets (not mine).
3. Cannot get automobile out of shop b/c I by no means have the funds#1 and the vehicle is registered in the name of the person who also dissappeared with the verify for $6100 issued by the insurance coverage coverage business
four. Auto note two months behind ($499.00/month-to-month)
5. Personal loan in default $14,000
6. IRS bill $2600
7. CC bills entirely $7,000
eight. misc debt totalling $four,000
I do not see clear out of this economic mess with the two 1/2 jobs I have. I would be capable to invest my bills if I did not sign a loan and basically hand a lot more than the cash to an unscrupulous specific person.I am pondering about filing for Chap 7 because I can not see my way out of this huge disgusting mess.

[edmondo93]

[wetherby]

It can make sense to consult effectively a bankruptcy lawyer. You may possibly speak to your lawyer about reporting the quantity of money your friend owes you as assets, to see when the trustee or your creditors want to pursue him.