Ran a stop sign, will my insurance increase?

[jorian23]

I am 20 and accidentally ran a stop sign today and got pulled over. I am in FL and the ticket is 166$. I am under my parents insurance and was using my dads car. I was planning on paying it rather than doing traffic school or trying to fight it, i'd rather just get it over with and pay the dang thing. But, my question is will it show up on there insurance that 'someone got a ticket on this day for this price and this reason" and raise their insurance even if I pay it off? Reeeally don't want them to find out!

Also, how to pay it?

[chika]

Yep it'll go up unless you go to traffic school. The points will appear on your traffic record for a number of years.

[denys]

depends if you blew through the stop sign as if it wasn't there then you have problems , if you stopped short of the line then went through it and some lazy corrupt cop gave you a ticket for a technical infraction it would be worth fighting

[bernd]

Traffic school or deferred adjudication are the only two ways that it won't show up on their insurance. If you just pay it off, you're pleading guilty and that will affect their insurance.

Edit: Insurance is paid every month. Usually your payments stay the same for 6 months at a time. Then the next policy comes due. That's when they'll notice the increase. Traffic school is I think 6 hours. You can take it online. It's way easy. I take it every three years anyway just to lower my insurance rates.

That sounds like a bad plan. The rate increase will stay for (State Farm told me) 38 months. That means you will be paying on this ticket for three and a half years on top of paying the original ticket. Traffic school is only $25. No-brainer decision.

[baigh75]

gototraffic school if you don't want your insurance to go up. also try not to get another ticket.

Your first ticket you can hide it by taking traffic school. if you get another one thats just being irresponsible.

there's really no good reason for speeding. it's either you are going to be late coz you didn't give yourself enough time to get to where you are going or your just being stupid.

if you decide to take traffic school. use gototrafficschool.com and use my referral code X2K-7CF-4F5 you'll get $2 OFF.

for the final exams answers you can search how to pass online traffic school test.

best of luck.

[wal49]

Most policies renew every 6 months, some once a year. When calculating the renewal, the insurance company will check your driving record. If there is a moving violation (running a stop sign is a moving violation), your premium is likely to increase at the next renewal. The increase will stay on your record for 3-5 years, depending on what state you're in and what company you have.
Traffic school refers to a class you can take to have the ticket removed from your record. If you have already paid the ticket, I think it is too late, but either way, call your local DMV or the number on the citation and they should be able to advise you if this is an option in your situation. Good luck.