What is the average cost per person for Workers Compensation Insurance in the State of Florida?

[michelangelo]

I need it for a business plan

[dana]

How in the world do you average a clerical paper pusher ($75 a year) and a deep sea fisherman ($25,000)?

You can't, and get a reasonable number.

You need to talk to a local agent, and get a real quote, based on REAL payrolls and REAL job descriptions - pretty darned descriptive job descriptions, too.

*Zeuz's $5 rate for risky is way, way too low. It can be up to $25, and is, for roofers.*

[menw]

Typically, it's a function of payroll and the type of work. If the work is clerical then assume $0.75 per $100 of payroll. If the work is construction (or other risky work) assume $5.00 per $100 of payroll. If it's in-between assume $2.00 per $100 of payroll.

So, if you have $1,000,000 of annual payroll in your plan (e.g., 30 employees, say) and the risks are in-between, then:

$1,000,000 / $100 x 2.00 = $20,000 / year in workers compensation premium.