What Is The Best Mutual Fund To Hold For Next 3-5 Years ?

[frankzappa]

What is the best mutual fund to hold for next 3-5 years ?

[Patric]

"Indexed" U.S. Growth or large or mid-"Cap" funds @ Vanguard or Fidelity; see details: Without knowing one's particular circumstances,"best" means many different things.I recommend researching whichever plans may be available through either your employer or retirement accounts(they may have various discounts or other incentives available).I would look at Indexed "U.S. Growth, large or mid-"Cap" funds at either Vanguard or Fidelity.Personally, I have done well with Vanguard, and poorly with Goldman-Sachs(due to Goldman-Sachs relatively high costs & management fees).Indexed funds are usually tied to some broader market indicatorso they are a little less susceptible to fluctuations of individual stocks.I would avoid international funds due to potential volatilities.I do not know whether you will be putting money in all at once?or a little bit at a time(payroll deposits)?Each fund has a set of guidelines or rules by which the fund's manager operates.the combination of those two detemine how good or bad a particular fund is.I would "diversify" your investments in more than one fund;while many funds often make similar underlying investments,by splitting up your investments into more than one,you are a little more protected from fund management problemsor other fund-specific issues.While how a fund did in the past,might be a general indication of how it will do in the future,it is by no means any guarantee.http://WWW.Vanguard.Com/http://WWW.Fidelity.Com/"Independent" ratings for many mutual funds:http://WWW.MorningStar.Com/For more information or assistance,contact me LeheckaG on AskVille. Sources: My professional experience and personal opinion LeheckaG 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Turner]

Without knowing one's particular circumstances,"best" means many different things.I recommend researching whichever plans may be available through either your employer or retirement accounts(they may have various discounts or other incentives available).I would look at Indexed "U.S. Growth, large or mid-"Cap" funds at either Vanguard or Fidelity.Personally, I have done well with Vanguard, and poorly with Goldman-Sachs(due to Goldman-Sachs relatively high costs & management fees).Indexed funds are usually tied to some broader market indicatorso they are a little less susceptible to fluctuations of individual stocks.I would avoid international funds due to potential volatilities.I do not know whether you will be putting money in all at once?or a little bit at a time(payroll deposits)?Each fund has a set of guidelines or rules by which the fund's manager operates.the combination of those two detemine how good or bad a particular fund is.I would "diversify" your investments in more than one fund;while many funds often make similar underlying investments,by splitting up your investments into more than one,you are a little more protected from fund management problemsor other fund-specific issues.While how a fund did in the past,might be a general indication of how it will do in the future,it is by no means any guarantee.http://WWW.Vanguard.Com/http://WWW.Fidelity.Com/"Independent" ratings for many mutual funds:http://WWW.MorningStar.Com/For more information or assistance,contact me LeheckaG on AskVille.