With Ohio new bankruptcy laws, can I foreclose on my home for maintenance reason and keep my exc. credit rate?

[alleyne]

I would consider discussing a deed in lieu of foreclosure with the lender. It will hurt your credit but you won't have filed a bankruptcy case.

Right now, lots of foreclosures are pending and lenders seem to be relatively understanding, especially in states like Ohio which have been hard hit economically.

[edin]

ah when you file bankruptcy there goes your credit, right out the window.