by Redding » Thu May 08, 2014 5:46 pm
I understand your question to be whether you might be responsible for a third party's medical expenses if they used Medicaid; the answer is no. You are responsible for the sponsored party's Medicaid expenses should the government seek reimbursement. You might be sued if the sponsored individual were driving your car, but this is not a result of the affidavit of support.
You are responsible for supporting them until they reach the threshold which terminates the support requirement. If they choose not to become self supporting, they cannot go on SSI or welfare or receive any "means tested" benefits for a significant period of time. These benefits are listed on the USCIS website as to what programs are available to them. If they are elderly and unlikely to work for the amount of time required to collect Social Security and qualify for Medicare, they can only buy into Medicare after 5 years of residency at a fairly high premium payment. Be sure to look at "totalization" in the SSA website if they are of or near retirement age.
Your decision likely will be influenced by your relationship to the sponsored person. If it a family member by blood, it is likely you have fewer issues with sponsorship than family by marriage. I seriously suggest that you consult an attorney if you are considering to assist other than a family member. If you have any concerns at all, a consult with an attorney is a good idea so you can pose all of you "what if" questions. An accountant or accounting program will assist you in determining the tax consequences of your sponsorship.
In my opinion, the minimum required for sponsorship is low for a middle class lifestyle especially in a high cost of living area or if they will be living in a home other than your own. I suggest that you make a budget to see the effect on your lifestyle of supporting the additional individuals in both realistic and worst case situations. Remember that unless the individuals are your spouse or children, they cannot be counted as dependants on your health insurance even though they may be eligible for tax purposes.