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Bank Within The Wrong, Do I've Any Rights?

Business Law discussions

Bank Within The Wrong, Do I've Any Rights?

Postby truesdell » Mon Feb 24, 2014 11:33 pm

I'm an American living and working offshore right now. I've stored my National banking account since I still have exceptional (aged) obligations I'm paying. Each month I insert money into my consideration and then spend online. That has been (so far) excellent. Our bank recently 'upgraded' their site the first issue was that the day format was 'American' (mm/dd/yy) and automated which made me unable to pay my expenses until I manually changed any computer I was on to American format, a facility I do not always have (nor want to consider) as I travel internationally and can?t always be fiddling with computer settings. I had been about the telephone using a customer support consultant for forty minutes attempting to factor it out. The financial institution repetition, while good, was helpless from the device. I sent the larger ups instantly with my criticism and got no reaction. Meanwhile I was (successfully) banned from paying my expenses or opening my cash. Subsequently they 'upgraded' protection functions on the site which meant that a 'matrix' was to be emailed to me with my new code. Attempted as I might for five times used to do not get the marvelous rules. Lastly another forty minute international phone later I had been educated numerous occasions that it may be in my own junk box. (Not until it had been underneath the idea of penis-enlargement). After almost FOURTEEN DAYS of not having the ability to access my bill, obtaining billed overdue charges by credit card issuers and two worldwide calls the Financial Institution advised me that 'WHOOPS!' they'd my wrong email address. Notice it was an address I'd NEVER had and they'd sent me in previous DECADES in the present e-mail address. Clearly I've wasted enough time and invested money and missing money in attempting to solve this. Do I've any privileges in this case? When the boot was on another base, they'd be getting me out the wazoo. Thanks for the help.Kathryn
truesdell
 
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Bank In The Wrong, Do I Have Any Rights?

Postby Vachel » Wed Feb 26, 2014 12:01 am

I assume that during these conversations with the bank that you all repeatedly went over your email address.I also assume that unlike most folks you had no checks??
Vachel
 
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Bank In The Wrong, Do I Have Any Rights?

Postby Nevyn » Fri Feb 28, 2014 2:12 pm

Undoubtedly being a business issue, the financial institution must have done a much better job. Nevertheless, it's likely that being a legal issue, your problems utilizing the new site wouldn't likely give you an underlying cause of action from the lender for interest and costs you'd to cover for expenses that got paid late. Utilizing The lender on line pay support was the absolute most convienient method for one to pay the expenses, however it wasn't your only choice to pay them. You might have utilized inspections, for instance, to guarantee the expenses were paid regular. I'll guess the contract and conditions of service for the bank on line pay service specifically exclude obligation for problems for just this sort of problem.
Nevyn
 
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Bank In The Wrong, Do I Have Any Rights?

Postby Thurstan » Mon Mar 03, 2014 6:24 pm

I often agree--you'd additional payment alternatives you'll find possibly layers upon layers of fine-print which state lender isn't accountable for security issues you might have had. (Banks occasionally may mix out thier own facility costs when there is some possible "justification")Your fundamental right would be to vote together with your feet and get your company elsewhere.
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Bank In The Wrong, Do I Have Any Rights?

Postby Kari » Tue Mar 04, 2014 9:52 pm

I COULD not (and CAN not) modify the structure without going into settings on the computers I may are actually operating on that we do not also have the security settings to complete, depending where I'm working.I could not access my account details whatsoever, as I was banned in the program not getting the 'matrix', therefore didn't want to continue with paying bills as didn't want to risk going over my balance etc... as move easily between global balances and with exchange rates etc... Could be difficult. I did so and do understand when my bills are due and truly relied upon the bill pay service as managed to get simple to handle. I EMPLOYED to pay for by check which will be good, except, again may take as much as two months to reach, based on article situation.I DID try and email them two times and received no response before I could phone.Shouldn't they be helping me, not me addressing to them?Is not that what customer solutions are about?
Kari
 
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Bank In The Wrong, Do I Have Any Rights?

Postby talford » Thu Mar 13, 2014 1:20 am

You did not wish to modify the time format to comply with your bankis requirements.You knew you could not pay the bills within the regular way while you were fighting anything you could not aspire to win.You knew once the bills were payable.You might have used alternative techniques to pay the bills.I do not discover exactly what the bank did wrong.
talford
 
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