Bankruptcy And Divorce.

[Ludo]

I have been divorced from my ex-husband since October 2007. Since that time he has had two separate repossessions which i was co-signer on during our marriage. We both now have two separate homes, he lives with his girlfriend in a trailer home. I live with my spouse in a 3 bedroom home. Problem is, i was unable to get his name off the mortgage before he had these two repossessions, therefore now i can't refinance my home without having a higher interest rate. I was awarded the house in our divorce, but apparently that doesn't matter when it comes to getting his name off of the loan. Now we have a mortgage with another 20 years left on it and it is in both of our names. I can't refinance without paying a hefty price for his irresponsibility. Now i'm being told that he is going to file for bankruptcy. My question to you is, when he files for bankruptcy how is that going to affect me and my home? Will they take into consideration that this is my home and i have been living here for almost 10 years, 2 of it without his presence or financial support. I just don't want to lose my home because of the decisions he continues to make post-divorce.