Could It Get Any Worse? Those Of Us Who Have Medical Insurance Must Rely On The Insurance Company To Give The O.k. For

[Yoel]

When my daughter had her tonsils out, we had her surgery pre-approved through insurance. The anesthesiologist had a wreck on the way to the hospital so someone else filled in. Even though the replacement doctor was on the approved list of doctors, our insurance refused to pay because it was an unapproved change.