Does Anyone Know Of A Good Insurance Company To Purchase Renter's Insurance?

[Leamhnach]

I NEED TO PURCHASE RENTER'S INSURANCE... CAN IT BE DONE MONTHLY OR BY THE YEAR.... WHO IS THE MOST REASONABLE AND WITH GOOD COVERAGE?

[Uptun]

Start with where you get your car insurance, if you have a car When I purchased renters insurance I got it from State Farm, which was also where I got my car insurance.  They gave me a multiple policy discount that resulted int the total amount that I paid for the two together being only a very small amount(I think it was like $20 a year) over what I paid for car insurance.  Of course I didn't have a lot of stuff to insure either.  I think that alone my renter's insurance from there cost around $100 a year, again this was several years ago and I didn't have a lot of stuff to insure.  I would also check out Allstate which typically has rates and plans that are similar to State Farm.  Personally I think you should always go with a larger, more national insurance company rather than a local one because in case of natural disaster in your location, a national insurance company won't have every single one of their clients filing claims which means you are more likely to get your money quickly(or to not have your insurance company go bankrupt). I never had a problem with State Farm and I know people who had good experiences with Allstate so I would get quotes from the two of them and see who is willing to give you a better deal and who you personally feel more comfortable with.  Mistral 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Hale]

Renter's insurance rates will vary widely from community to commuity, but overall it's pretty cheap insurance. You are doing the right thing by getting yourself some coverage. In my experience, there are likely to be several companies offering quite similar rates for coverage.   Property insurance rates tend to vary widely from one community to another, because companies factor in their past experience.  All sorts of thing like the probabilities of fire, earthquake, flood, and crime will affect the rates in a particular community.  But most large companies will have similar experience(or expectation of future loss) due to those factors.  Plus, they are competing with each other for business, so they wind up charging pretty similar rates. Three suggestions:You could try calling up your local Allstate or State Farm agency and asking for a quote(you may even be able to get quotes on-line through their web sites).  Or look in the Yellow Pages for a local insurance agency who doesn't represent a single company -- they can do the price comparison for you and find the cheapest rate. Who do you have your auto insurance through?  Most auto insurance companies also offer property insurance, and you can generally get a discount by combining both policies.  Sources: experience BarnacleJake 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Fagin]

You are doing the right thing by getting yourself some coverage. In my experience, there are likely to be several companies offering quite similar rates for coverage.   Property insurance rates tend to vary widely from one community to another, because companies factor in their past experience.  All sorts of thing like the probabilities of fire, earthquake, flood, and crime will affect the rates in a particular community.  But most large companies will have similar experience(or expectation of future loss) due to those factors.  Plus, they are competing with each other for business, so they wind up charging pretty similar rates. Three suggestions:You could try calling up your local Allstate or State Farm agency and asking for a quote(you may even be able to get quotes on-line through their web sites).  Or look in the Yellow Pages for a local insurance agency who doesn't represent a single company -- they can do the price comparison for you and find the cheapest rate. Who do you have your auto insurance through?  Most auto insurance companies also offer property insurance, and you can generally get a discount by combining both policies. 

[Bhric]

Look up on:http://renters-insurance.info/companies/   AliceIrwin 33 months ago http://renters-insurance.info/companies/

[Garred]

When I purchased renters insurance I got it from State Farm, which was also where I got my car insurance.  They gave me a multiple policy discount that resulted int the total amount that I paid for the two together being only a very small amount(I think it was like $20 a year) over what I paid for car insurance.  Of course I didn't have a lot of stuff to insure either.  I think that alone my renter's insurance from there cost around $100 a year, again this was several years ago and I didn't have a lot of stuff to insure.  I would also check out Allstate which typically has rates and plans that are similar to State Farm.  Personally I think you should always go with a larger, more national insurance company rather than a local one because in case of natural disaster in your location, a national insurance company won't have every single one of their clients filing claims which means you are more likely to get your money quickly(or to not have your insurance company go bankrupt). I never had a problem with State Farm and I know people who had good experiences with Allstate so I would get quotes from the two of them and see who is willing to give you a better deal and who you personally feel more comfortable with. 

[Huw]

Good advice from an insurance agent Buy renters insurance from whoever you have your auto insurance with.  Your auto and renters insurance will be discounted for having them together.  All insurance companies who offer renters insurance will have about the same price per thousand and it's very inexpensive.    The coverage will be up to you to decide.  You will want to have enough to replace all of your belongings.  To determine this, many insurance companies have calculators on their websites.  Try www.farmers.com or www.statefarm.com and click on the calculators link.  If it's not there, try getting a renters insurance quote from them and the calculator should come up then. mpchump 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Deveral]

When I rented, I used State Farm, which is good but not cheap. When I cared for an elderly relative, I paid her rental insurance bills to Allstate. They seemed okay but not cheap.   I am delighted with Geico for auto and other liability insurance.  They deliver excellent service and they are priced competitively.   If I were looking for rental insurance, I would call them first.

[Addie]

Farmers is a good insurance carrier and has fair prices. guybee 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

[Manny]

Try GEICO When I rented, I used State Farm, which is good but not cheap. When I cared for an elderly relative, I paid her rental insurance bills to Allstate. They seemed okay but not cheap.   I am delighted with Geico for auto and other liability insurance.  They deliver excellent service and they are priced competitively.   If I were looking for rental insurance, I would call them first. curious7777777 73 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.