Do You Feel That My Health Insurance Premium Is Too High? Advice Please.

by **Claegtun** » Fri Jan 31, 2014 11:45 pm

I ask this because I don't know if I am paying too much or if it is in line with the average premium. I just got a notice that it will cost another $100 per month starting in Nov. It is now running $700 per month with a $5,000 deductible. I haven't ever used it for anything other than something very minor and even then, rarely.(foot problem, a cold, shingles) I have had the same insurance for 15 years. It is a well known, national company. I am able to afford it, at least for now, but I feel that I am insuranced to death. Health insurance alone breaks down to $175 per week! Then there is car insurance, home insurance, life insurance, too. Oh...........and, respectfully, no insurance salespeople need reply, please!

by **Blakey** » Tue Feb 04, 2014 3:40 pm

I know my son has health insurance through Blue Cross and has a high deductable but nothing like you have and he pays $250.00 a month period. Ig you have insurance through a job you shouldn't be paying more than $250.00 for a family plan. You need to start shopping around, unless you have a special health problem, and that is why the cost is so high.

by **herald** » Tue Feb 11, 2014 3:19 am

curiousme said: 3 Thank you for replying. It is just for me and I never use it! I am clueless as to how middle income Americans can afford to live in this economy! 64 months ago

by **Hekli** » Wed Feb 12, 2014 1:41 pm

Thank you for replying. It is just for me and I never use it! I am clueless as to how middle income Americans can afford to live in this economy!

by **Ansson** » Thu Feb 13, 2014 12:42 pm

I wish I had your premiums, I pay $1150. for $1,000. deductible 80/20.

by **Arion** » Thu Feb 13, 2014 7:22 pm

CrystalOTMommy said: 1 Is this for just you or is it a family plan? We were paying exactly the same amount for 2 adults and a child(all very healthy) with a $5,000 deductible. Still seems horribly high and every year it seemed to go up almost $100. It's so frustrating to spend so much for what seems like no benefit ... and then to have to spend an additional $5,000 to actually receive any benefits is maddening. 64 months ago

by **merla15** » Sat Feb 15, 2014 8:21 am

It seems terible high to me. I know my son has health insurance through Blue Cross and has a high deductable but nothing like you have and he pays $250.00 a month period. Ig you have insurance through a job you shouldn't be paying more than $250.00 for a family plan. You need to start shopping around, unless you have a special health problem, and that is why the cost is so high. Delvet 64 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.

by **honi** » Tue Feb 18, 2014 4:42 am

Is that per month? Wow! Mine doesn't include dental or eyes.

by **Bastion** » Wed Feb 19, 2014 1:04 pm

curiousme replied to post #2: 4 Is that per month? Wow! Mine doesn't include dental or eyes. 64 months ago

by **arber47** » Fri Feb 21, 2014 7:46 pm

Is this for just you or is it a family plan? We were paying exactly the same amount for 2 adults and a child(all very healthy) with a $5,000 deductible. Still seems horribly high and every year it seemed to go up almost $100. It's so frustrating to spend so much for what seems like no benefit ... and then to have to spend an additional $5,000 to actually receive any benefits is maddening.

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