Because you agreed and even pledged your house back to the bank so you could pay a debt, thats it!
If someone hands you a con-tract and conivnced you that you will owe according to the contract (not according to what was supposedly loaned to you) and if you sign? YOU CREATED A DEBT THAT YOU AGREED TO PAY!!
Yes under 'codes' of law (artificial/imitation of law)
Why not under 'real' laws? Because its a dead pledge! It exist only because you agreed to it.
And becasue the banks used deceptive words to trick/convince you to do this, it is unlawful and fraud. The banks also fail to tell the "borrwer" that the first Promissory note was used to buy their house and the second Promissory n ote (attached to a dead pledge) was used to trick you into letting the bank put a lien on your house so they could force you to pay on a debt that should not exist. Note: Every promissory note we give to a bank with our signature becomes an asset they sell on the live-stock market and then stick you with the bill. So you pay ohhh aproxiamtely a half of a million on a $90,000.. house stretched out while they receive the cash up front for selling your promissory note.
If you are someone whom needs to work 40+ hours or two jobs a week and competely baffled what is going on (because we have been conditioned to believe we are free) now you will know.

