How to buy HDB property in Singapore for 1st time buyers?

[thom]

For first time buyers right if you borrow hdb loan, how long is the payment terms, are you able to choose the terms for example i know that the bank cannot loan you more than 33% of your income per month and I am looking to buy a 3room flat that cost around 150k. I have 35k grant, 70k CPF, So i only need Bank loan for about 60k and I want to repay my loan within 6 years... how much would hdb loan charge in percentage for the loan of my requirements?

[winwood]

go to www.hdb.gov.sg and read the terms and conditions.

you age is a factor.