I had a wreck about a year ago. The car is under my dad's name.?

[yehudi]

It turns out that we didn't have insurance on the car, I did not know this, but it doesn't matter now. It turns out that we didn't have insurance on the car, I did not know this, but it doesn't matter now. Anyway, the bill for the wreck is about $16,800. My dad and I have both began receiving letters from a law firm dealing with the wreck. My dad is filing bankruptcy because he does not have the money to pay. His lawyer said that I may have to file bankruptcy as well to avoid paying that amount. But because the vehicle was in his name, as was the expired insurance policy, is this correct?

[jaren12]

I don't really understand your question but I can tell you that they can go after both of you. This is what happens when people drive without insurance. Lives, credit, everything ruined.

[kendell]

I assume you were the driver of the vehicle when the accident occurred? If so, then yes you are liable for the damages as well. If you were not the driver and you were not associated with the ownership of the vehicle (i.e. not listed on title, registration, loan, etc.), then I do not see how you are liable. You may want to post this question in the legal section of Yahoo! Answers.

[colfre]

I assume the wreck was your fault. If the car is not worth the $16,800 leave it with the repair shop and give them the title. All choices are not good for you as you and your father failed to insure the car. Both of you will have a credit problem in the future...responsibility is part of life.

[napayshni65]

In many states it is the driver of the car that must, have insurance on it or know for positive that the owners policy covers other drivers driving the car. It is very likely you can be held liable.