I use to have it all together now I just cant seem to get back in the groove of things?

[arber47]

I little over a yr ago our family was right where we wanted to be...today i have no clue what is going on. A tornado destroyed our home and we have been a mess ever since. We were in a lease purchse with 10 k down towards the property. Our contract was in the house and the landlord wont give us a copy of theirs. We got screwed. My husbands ex wife moved back in town and is trying to take his children after we raised them for the last 10 yrs...kind of kick us while we are down. We had to move to a rental house out of the area we lived in, therefore out of the school district and the school wants us back this school yr or the kids cant go. The house we are living in is not in a neighborhood and we all hate it. There is hardly a yard, we dont know anybody in the area, and overall it just has a creepy feeling. I just cant get it together. I use to cook homemade meals every night. Kids were always on schedule, house cleaned, homework done, bath times and I am not on top of anything. It takes every bit of effort I have to get anything done. Our oldest kids are acting out..their by and gf have no respect for us and we have just too much going on to deal with it. We think we finally found a home that was foreclosed on..it will be on the market in a couple weeks but im not sure what the list price will even be. I think it will be in our price range but I worry about the down payment. we are awful at managing our money right now. Before the storm I hadnt been late on a bill in over 8 yrs now it is common to have the electric, water, phone, cable ect shut off at any given time. I feel like I use to be supermom! I had everything under control and now I dont even know where to start. I feel like the house is what we need but I am so scared we will lose it. It is in our old neighborhood and very similar to what we had. How can I get it back together before I loose a shot at this home that our family desperately needs. Maybe Im wrong but its just like we dont have a home...I miss home, my kids miss their home. Does anybody have any ideas on schedules? On where I should start. We have to pick the pieces of our lives back up before we really do lose everything. LOL I seriously need something to show me a day to day..hr to hr schedule to get back on track..thanks

[delron72]

Surely you had some kind of insurance on the house? That's where I would start.

And whatever contract you had should have been recorded somewhere....check your county recorder's office.

It sounds to me like you all need to sit down and talk about what is going on in your lives, and what sacrifices everyone needs to make while things are being settled (like maybe going to a different school). Tough times are when families should pull together and support one another.

A house is just a house, a home is where your family is. My kids spent eight months living in an 11 foot camper with me, using a porta potty and starting up the generator to get water from our well.

After living like that you appreciate what you have. :o)