Is personal injury insurance for car neccessary?

[fychan97]

looking to buy car insurance, dont know if i need this though?

[muata2]

you have to be financially responsible. The proof of financially responsibility in my state says if you can show proof of Certificate of money that you don't have to buy it. So if you have a bank statement showing you have $100k on the bank, you may not need it?

[janyd]

Complete waste of time & money.

[lundie]

some places its mandatory/check it out