Property Taxes After Bankruptcy

[Rowtag]

I live in ohio, filed bankruptcy 3 years ago and did not reaffirm on the home, but bank wont file foreclosure.  My attorney said I am only responsible for upkeep. Am i responsible for property taxes post bankruptcy, can I be sued...

[Redmund]

Your attorney is correct.  You have discharged your obligations under your then existing obligation, which included the loan on the house.  You cannot do damage to the house, but you really have no obligations other than refraining from doing things which would hurt the property.

You could be sued if you did affirmative damage.

The taxes depend on whether the owner is personally liable or not.  In California(I'm an attorney there, but not in Ohio, sorry) the property taxes are not personal but attach to the property only.  But that may not be the case in Ohio.  You could check.  However, I wouldn't think it's much to worry about because the taxes must be lower than rent at another place, no?  You could call up the tax collector's office and ask(no need to identify yourself).

You are still entitled to insure the place(you are the owner).  That way if there's a fire or something, you're covered(and your personal property is as well).