by emek » Wed Mar 07, 2012 9:35 am
If you actually owe the money then you would be advised to pay (it will save you money in the end),
If you dont, owe it or dont believe you owe it, then under no circumstances even make any suggestion that might indicate you owe any money.
Just refute you owe any money until they send you evidence of where they say you incurred the debt, when you incurred it, and what it was for.
Just cos they claim you owe money dont mean you do. and you are within your rights to demand they show evidence you owe the money before you take any action
(and THEY cant "send" you anywhere - THEY have to make a claim in the small claims court which will then advise a date for their claim to be assessed. If you DONT attend then they will be successful in their claim (even if you did not actually owe any money you will have blown your chance to challenge their claim
There is also NO WAY they can get a CCJ or bailiffs against you in a small claims court, but small claims court is the first step)