Bankruptcy asset question...If I have a boat...?

[ingel]

I live in Florida. The reason I am asking this here is because I know if I go in for a formal consultation the attorney is only allowed to advice under certain guidelines and ethical conduct so I don't know if I am truly getting an accurate answer. Not that I'm trying to violate any ethics but not sure if this is too close to the line for an attorney to openly discuss. I am considering filing bankruptcy with my wife. We lost our house in foreclosure and probably have in the area of $30,000 credit card debt PLUS, I cosigned a loan for my brother-in-law that now he can't pay and they are coming after me as well so probably time to hit the reset button. My question is that as far as our assets we are paying on a 2008 Honda Pilot worth maybe $15000 and we owe about $6000. Then I have a 2001 truck paid for worth about $3000 and we have a boat worth about $6000 and 2 jetskis worth about $3000. Really not much and I'm sure (well, not sure because I don't know how this works) they will take the boat and jet skis and if I sell them that can get me in trouble BUT my truck is pretty old so could I sell those items and purchase another vehicle? Nothing real expensive but maybe a $10-$12k truck and say that I needed a vehicle? Which I do so not really trying to hide anything here....

[oz]

Your bankruptcy will most likely be denied if you sell assets to buy other assets. It may be deemed hiding assets to avoid payment in the bankruptcy - only a good bankruptcy lawyer can answer this question, however.