Bankruptcy: Chapter 13 Assist

[Jaques]

Just how much do I've to make to file chapter 13?  I was informed that I do not make enough to file Chapter 13 simply to file Chapter 7. I feel that I owe these Obligations and could feel definitely better knowing that I'm paying them.  at-least make sure they are more affordable.  I've been already demoted because of health issues and dropped about $140 per week in pay.  Today I just obvious about $1600 a month.

[Piran]

Thank You So Much, Red Rose.  You made me feel a little better.   Your answer made me think, and makes a lot of sense.  Thanks again.  Your the Best! M'sMom

[Stocwiella]

Yes, Red Rose has given a good answer. I got some valuable information about chapter 13 at - http://diy4law.com/what-is-chapter13-bankruptcy.php

[Christiaan]

Hello M'sMom, I'd do the Section 7, the entire bankruptcy. That you don't create a fortune. Actually producing smaller funds will be a difficulty for you personally. Actually, you most likely still wouldn't have the ability to match the expenses. Do not feel terrible about needing to do that. I'm confident you didn't deliberately continue spending sprees and toss your cash away. You're a great individual for attempting to spend your expenses, but occasionally living palms people items that are too large for all of US to deal with. Therefore choose the Section 7, and do not be worried about it. You'll possess some reassurance when the lenders aren't worrying you. Provide a tiny bit to charity when you are able. That's certain to create your heart feel light. Might all good stuff come your way.Rose Red