Bankruptcy

[mads]

In 2009 my wife and I had a bankruptcy discharged in the New Jersey courts. At the time of the filing we decided to keep our home, but, my wife and I have split(she moved to another state) and I can't afford to keep the home. This is my question, when the home goes into foreclosure can the bank sue us for anything? Taking into account that we had the bankruptcy.

[Kleppr]

Hello John:

There is no way that even Johnnie Cochrane(if he were alive) or Perry Mason(if he were real) could answer this question because you don't state enough facts in your question.    What you describe is possible in New Jersey because it does not have an "anti-deficiency" statute.  However, what you did or did not do in the bankruptcy is important.   If I knew your case number or your name I could look your case up and give you a more precise answer.    In fact, if you would like to call me, I could do this on the phone and I would not charge you anything.    

If it turns out that they could get a deficiency judgment against you for the property, then there are ways to handle that issue also so that it will not happen.    

You are welcome to call me anytime that you wish, including nights or on weekends.  You can call me at this number:     915  261-3893   I will look forward to hearing from you.