How can I get a debtor to stop calling?

by **croslea** » Wed Mar 28, 2012 11:42 am

My son recently had emergency surgery and the medical bills are absolutely enormous (in excess of $86000 AFTER insurance pay outs). The hospital has hounded me for several months now, and I have told them that I have hired an attorney for medical negligence/medical malpractice and will not pay 1 cent to them. I have provided them my attorney's information but they will not contact them.

by **caomh** » Wed Mar 28, 2012 11:44 am

Understand that the previous two answers are referring to the Fair Debt Collections Act, which regulates how collection agencies/attorneys/3rd party collectors must behave. If you send them a "cease and desist" letter, they must quit all communications with you. If you tell them you have an attorney, all futher communications must be send to him.

Your problem (I think) is you are saying "the hospital" is calling. That makes them the original creditor and they are not included under the FDCA laws. In other works, you can't effectively stop their calling and harassing you.

Follow the advice about contacting your attorney and have him deal with the hospital.

by **ashbey15** » Wed Mar 28, 2012 11:48 am

Can you block their number? That might be the best bet because they will not stop calling. So annoying!

by **marmion** » Wed Mar 28, 2012 11:49 am

I don't think you can make them stop calling you. If I were you, I would just look at my caller id and if it is the bill collector, do not answer the phone.

That's what we do because we have solicitors calling the house all the time, I never answer the phone unless I recognize the phone number or name. And if it says "UNKNOWN" I don't answer it either.

by **jasper** » Wed Mar 28, 2012 12:03 pm

Give their number to your attorney. Also, just so you know, you are the debtor, the hospital is the creditor.

by **darik2** » Wed Mar 28, 2012 12:08 pm

Give their number to your attorney. Also, just so you know, you are the debtor, the hospital is the creditor.

by **shipley** » Wed Mar 28, 2012 12:09 pm

I am sorry about your problem it sounds like a terrible mess. I think there is something you can do I read somewhere that you can send a letter to your debtor asking not to be called any
more and they have to respect that but also in doing this it increases the chances that they will sue for their money. But if you are already getting a lawyer to defend you because of something that they did then I think that you don't have much to loose cause you are already headed toward facing some kinda of lawsuit.

Hope this helped and I genuinely wish you good luck!!!

by **kienan** » Wed Mar 28, 2012 12:16 pm

Then you need to contact your lawyer, let them know that the hospital will not stop calling you and they will let you know what to do.......

Good luck!!!!!!

by **danil70** » Wed Mar 28, 2012 12:17 pm

Tell them verbally and also write them a letter stating "do not call, mail me correspondence", send it certified.

If they continue you can actually sue them for harassment and they know you know so they will stop.

====================

by **devdutta58** » Wed Mar 28, 2012 12:19 pm

Then you need to contact your lawyer, let them know that the hospital will not stop calling you and they will let you know what to do.......

Good luck!!!!!!

Advertisments:

Useful Links: