How long does Chapter 7 stay on Credit Report if FILED in JAN 03?

[tai38]

I have always thought that if a Chapter 7 was filed "Prior" to all the Bankruptcy Laws changing they would be ok. My question is--If someone Files a Chapter 7 Bankruptcy in January 2003 and it's Discharged in February 2003.

Since this now 7-years shouldn't this be removed from a person's credit Report?

[vruyk]

A Chapter 7 bankruptcy will remain on your credit for 10 years from the date filed, according to the FCRA. http://www.ftc.gov/os/statutes/031224fcra.pdf

The bankruptcy will remain until Jan 2013.

[chansomps]

it will probably be 10 yrs from the date it was DISCHARGED - my Chap 7 was discharged in Jan 2001 and it still shows on my credit report, but it hasn't affected my score in over 4 yrs - I have bought 3 houses and some land and a car since early 2006 and had no problem getting loans

don't worry about it

[hagaleah]

In the US
The fact you filed bankruptcy stays on your credit report for 10 years
bankruptcyaction.com/questions.htm
google bankruptcy chapter 7 how long on credit report.
Negative defaults last for 7 years, but a bankruptcy is 10
/

[barclay76]

- - Petition to have it removed. - - Sometimes thay fail to do it automatically. . .Good luck . . .

[urian27]

7 1/2 years

[eoforwic]

few years