by Blaine » Sun May 18, 2014 11:46 am
This is pretty unusual to have used up your coverage. Usually, the maximum is $1mil or more. So make sure you have your facts right. Call your agent.If you have, in fact used it up, then NO you can't use your wife's coverage. It is hers and the carrier does not transfer the coverage to the spouse. But you might want to check with medicare and see if there are any state benefits to help you. Ask the Dr. or the hospital. They will know who to call.Hope this helps. guybee 34 months ago