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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Stephon » Sat Jan 11, 2014 3:15 am

I read in the newspaper that when congress passed the Check 21 Act they permitted banks to receive checks pictures as an alternative of physical checks as deposits from buyers. Are there any banks enabling this?
Stephon
 
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby ludano17 » Wed Jan 15, 2014 12:34 am

THe credit unions let you do this. 
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Joshua » Thu Jan 30, 2014 9:14 pm

TurboB said: 2 Sorry, hit submit too fast. I was unable to find a listing of banks who are using this application. 51 months ago
Joshua
 
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Albion » Tue Feb 04, 2014 5:21 pm

TurboB replied to post #4: 5 I don't know. Perhaps the chance for fraud is really great. 51 months ago
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Hadon » Fri Feb 07, 2014 6:43 am

Welcome to the credit union. THe credit unions let you do this.  Sources: self experience. whocares000 51 months ago Please sign in to give a compliment. Please verify your account to give a compliment. Please sign in to send a message. Please verify your account to send a message.
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Beamer » Sat Feb 08, 2014 6:30 am

Sorry, hit submit too fast. I was unable to find a listing of banks who are using this application.
Beamer
 
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby burdett » Sun Feb 09, 2014 11:47 am

TurboB said: 1 Well, yes and no. It' s called remote deposit. You can scan a check from home into your computer, and then send it to the bank, but this practice is used mostly by businesses. There is an application for personal checking, but very few banks are using it yet. 51 months ago
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Is There A Bank Where Consumers Can Deposit Checks By Uploading Images Of Checks?

Postby Mandel » Wed Feb 12, 2014 11:26 pm

Well, yes and no. It' s called remote deposit. You can scan a check from home into your computer, and then send it to the bank, but this practice is used mostly by businesses. There is an application for personal checking, but very few banks are using it yet.
Mandel
 
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