Personal injury dilemma ?

[oz]

Hi, whilst on a ski trip I was about to sled down a hill, my uncle was besides me and decided to push me. I truly know he meant no harm and I would never want to see him in trouble. Any way I have since had 2 spinal operations for a herniated L4/L5 disc. Recently has a diseconomy and decompression, but still have foot drop and nerve damage. I was wondering if his travel insurance would pay for my medical bills, plus since being off work I only get SSP which is nothing only about 360 pound a month compared to my usual 2k, I have not pursued anything as obviously the last thing I want to do is get my uncle in criminal trouble or have to pay anything out of his own pocket. I just getting worried as my consultant feels the next step maybe a fusion due to the injury to the remaining disc and my back pain. I have been told I won't be able to continue to manual work I do either so I maybe out of a job! Any advice oh and the whole thing is on video haha that someone was taping.

[avikar76]

Nope, his travel insurance covers him, your travel insurance (if you bought it) covers you. It's not transferrable.

And unless the PUSH actually caused the injury, he's not even at fault for this. If you fell while skiing, that's NO ONE'S fault - skiing is just one of those sports where you can get seriously hurt - or killed - and it's not anyone else's fault.

This could be a blessing in disguise, though, because NO ONE can continue heavy manual work as they get older. This is your opportunity to learn some skills that will get you a job WITHOUT manual labor. You'll make more money, too.

[otis]

His travel insurance will not cover this. Travel insurance does not cover injury to others.

If he has a type of insurance that does cover responsibility for injury to others, and you sue him, and you win the lawsuit against him, then his insurance that covers responsibility for injury to others will pay. But his travel insurance won't.

Even if you do not sue him, the following types of insurance will pay, but only if they are your own insurance, not if they are his insurance:

1) Your own health insurance may pay for your medical bills. His health insurance won't.

2) Your own disability insurance may pay for the time off work. His disability insurance won't.