by marmion » Sat Mar 31, 2012 10:08 am
After 6 years time, it may be a little hard. Try getting a letter from the management of the apartment complex stating that the rent and fees had been paid and that the eviction was never finalized. Then take that information and add a letter explaining the basic situation and send it any company that is holding those "records". (I am guessing the "records" you are referring to would be credit reports). Be sure to keep copies for yourself.
If doing this doesn't clean up your record, then you may need to check with a lawyer to help you file the right forms with the right people to get it cleared. You could also ask how much longer it will be on your record anyway. Many things drop off after 7 to 10 years, so if this is the sort of thing that may just vanish in another year, it may not be worth the headache of changing it.
As far as what could happen, if you try to get a loan for a home, you might be denied. If you try to get loans for other things, you may have been paying slightly higher interest rates than if that information had not been there.