by Baiardo » Sat May 17, 2014 9:30 am
With a minor fender bender you probably don't have too much to worry about. "Permissive useIf you're thinking of letting someone drive your car for a few hours, days, or weeks, keep in mind that you're not only lending your car, you're also lending your car insurance. Due to a provision in your car insurance policy called an "omnibus clause," your insurance will cover any driver, family member who lives with you, and even your dependent children away at school, so long as they have your permission to drive your vehicle.Note that in some states, permissive drivers will have reduced coverage while operating your vehicle."http://www.esurance.com/insurance-resources/car-insurance-follows-driver-mythThe situation might also be effect by how often and for what reason your friend is using your car:http://www.progressive.com/understanding-insurance/entries/2009/8/31/are_you_covered_if_.aspx Poppet! 16 months ago