Will car insurance company settle the balance of a medical claim?

[sheridan93]

This question is for insurance pros or anyone who has had a similar experience. My gf rolled over her car last year and all she had was liability. Her insurance policy was through Farmers and she had $20,000 in personal injury protection. Her initial expenses were about $9,000. She has been going to the chiropractor on and off for awhile. She has used about $3,000 for the chiro. Her chiropractor told her that since she isn't going as often as she used to that Farmers would call her and try to offer her money to close the account so she wouldn't use the remaining ~$7,000. I guess I have never heard of this and if true, when will they call and do this. They only call to check up on her and ask her how often she is going. I figured if she stopped going, they would just close the account.

[larry]

Don't take insurance advice from a chiropractor. Your girlfriend needs to call her insurance and ask them directly.

[dodya]

A car insurance company will do her insurance policy for farmers and your insurance amount will less,and will advise for chiropractor.