by cruz50 » Tue May 01, 2012 2:03 am
An accident occurs when something is NOT preventable. An example would be a rock falls off a cliff on to your car. You were in a crash. The crash occurred because of your negligence. In this case you were going too fast for conditions, you applied your brakes while your vehicle was travelling in a curve (as opposed to before the curve - when it is required). You most likely failed to properly inflate your tires to take in account water on the roadway.
The crash investigator determined that not only were you travelling too fast for conditions, your level of speed was excessive.
In my state the fine is $1000 and 8 points on your license. For a driver 18 years old or younger it also has a mandatory one year driver's license suspension.
Hope this helps.