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Refused Long Term Disability Insurance Benefits

Discuss anything relating to Consumer Law

Refused Long Term Disability Insurance Benefits

Postby Damon » Sat Jun 21, 2014 12:32 pm

Searching for info concerning the above topic. I'm an extended-term disability plaintiff and refused advantages of my insurance provider, also within my hospital stay. Just how can this be? I actually do possess a lawyer but scenario continues to be in a standstill since last Sept after I got ill by having an auto immune system dysfunction-were left with Henoch-Purpura Arthritis, Systemic Vasculitis, and Crescentic Glomeronephritis. (dropped 50%of kidney function). All medicines are now being taken care of from the insurance provider however they won't spend my advantages. The organization i work with continues to be spending my rates. I've four professionals along with a family physician showing on all published communication that I'm unable to work on this time around. Our left knee and base continues to be suffering from the vasculitis where the leg muscle is lost away and base is swelled, deformed and it has neuropathic ulcers that could result in amputation or even looked after. I cannot pay the custom made sneakers which have been recommended because they might run-up to 00.00 and footcare is $55.00 per-visit. Therefore, I Have dropped my home, vehicle and my four kids live about the simple requirements, so in my opinion i can't move reduced, any recommendations available in regards to what otherwise I may do. I truly need some recommendations. Thanks for the time.
Damon
 
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Joined: Fri Mar 14, 2014 7:36 pm
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Denied Long-term Disability Insurance Benefits

Postby Marsh » Sun Jun 22, 2014 9:11 am

Then I've to reckon that the insurance company says that the impairment does not match the meaning of impairment within the policy.Didn't you receive a notice estimating the conditions of the plan?Sadly, without understanding the conditions of the policy you're in a standstill.Can't you receive the policy in the insurance provider? Their site?what type of attorney have you got? Does he focus on insurance agreements and bad religion? Or even, you might want to keep in touch with one which does.I have no idea what else to inform you. Sorry.
Marsh
 
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Joined: Fri Mar 21, 2014 7:26 am
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Denied Long-term Disability Insurance Benefits

Postby Aindreas » Mon Jun 23, 2014 11:33 pm

Thanks for responding to my concept. I've delivered reveal mail towards the Mind of Recruiting at my organization to get a backup of the plan they have. Ideally, from there, this can direct me within the correct path-the attorney is meant to focus on this sort of state-perhaps I ought to obtain a fresh attorney?
Aindreas
 
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Joined: Sun Feb 02, 2014 11:30 pm
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Denied Long-term Disability Insurance Benefits

Postby Jeraldo » Tue Jun 24, 2014 9:45 am

"I've delivered reveal mail towards the Mind of Recruiting at my organization to get a backup of the plan they have."who have been you publishing to before? I ought to believe the advantages manager could be ready to obtain you a duplicate (and who understands why the insurance provider itself has not supplied a duplicate -- possibly you have required one)."... maybe I ought to obtain a fresh attorney?"Perhaps.
:)
Jeraldo
 
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Denied Long-term Disability Insurance Benefits

Postby Doug » Sat Jun 28, 2014 6:16 am

Long term disability claim refused- thanks for addressing my issue:I'd sent the organization I work with twice for backup of the entire plan in August. No response-plus organization had fresh homeowners dominate and so I imagine they're all active. That is no excuse.The only clarification i obtained in the insurance provider and attorney when it comes to the refusal-is that the impairment I've doesn't guarantee me to become off-work. They've obtained so much communication from my children physician and professionals that it's sickening. Additionally, they've all of the clinic documents-I had been inside on my deathbed for some time-what do they need, my mind in my own panel? I've been contacting the attorney aswell. Yes, I actually do obtain communication-copies of reviews in the physicians and all particularly estimate that I can't go back to function. I've no info in regards to what he's requesting with regards to payment-I've requested many times-I'm unsure, officially, what my privileges are. again, thanks for returning a reply.
Doug
 
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Joined: Tue Apr 15, 2014 3:10 pm
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Denied Long-term Disability Insurance Benefits

Postby Gregorio » Sat Jun 28, 2014 3:49 pm

The thing you omitted of one's article may be the most significant factor you omitted of one's post.WHY did your insurance provider refuse rewards?Certainly you got a notice sooner or later detailing the refusal?What did it state?We also have no idea the conditions of one's plan. Do you?And what's your attorney informing you? Has he delivered and/or obtained any communication about that? Has he provided you copies? Has he submitted case?
Gregorio
 
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Joined: Wed Jan 22, 2014 4:30 pm
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