Where to buy workers compensation insurance cheap in NY state?

[vaiveatoish]

the state insurance fund is usually the cheapest.

http://ww3.nysif.com/Workers_Compensation.aspx

[bean]

Your options are extremely limited.

If you haven't had prior insurance, you're probably going to end up with the state fund. If you don't have "supporting lines", aka, the rest of your business insurance with a company, you're probably going to end up with the state fund.

And, since it's based on your payrolls, but subject to a "minimum premium", it's not going to be cheap.

It's kinda like asking, "where can I find someone to buy me a house, really cheap". The price can only go so low.