I live in Oklahoma and am married but have been living apart from my husband for several years with my daughter and have been filing head of household on my tax returns. I would like to know how I would file chapter 7 bankruptcy? Does my husband have to be apart of the legal process? I have only one asset which is my car. My husband is the "owner" and I am listed as the co-borrower but I am the one who actually owns the car and makes the payments. I have been behind on my payments but have recently caught up and i would like to reaffirm the car loan? Here is the bankruptcy law that pertains to this:
Married, not filing jointly, with declaration of separate households. By checking this box, debtor declares under penalty
of perjury: “My spouse and I are legally separated under applicable non-bankruptcy law or my spouse and I are living
apart other than for the purpose of evading the requirements of § 707(b)(2)(A) of the Bankruptcy Code.”
Here is the link to the bankruptcy form I found this on:
http://www.uscourts.gov/rules/BK_Forms_08_Official/Form_22A_1208_Combined.pdf

