My car was repo'ed, by filing chapter 7 bankruptcy?

[emek]

My car was repo'd about 2 weeks ago. I lost my job about 6-7 weeks ago. I was told that by filing chapter 7 bankruptcy, I would be able to "wipe out" or be protected from having to pay the difference that is owed on the car after it goes to auction. From my understanding, Chap. 7, I would be able to leave out certain items, like my credit cards that have all been paid on time for 7+ years. Any advice or help?? I live in Michigan, if that matters for bankruptcy laws.

[merla15]

you have been told correctly if you can qualify to file chapter 7!!! have you complete the means test yet!!!