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Does medicare cover preexisting conditions?

Workers Compensation Law Discussion

Does medicare cover preexisting conditions?

Postby delron72 » Thu Apr 07, 2011 11:10 pm

the conditions are injuries from a workers' compensation case.. head, neck, spine
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Does medicare cover preexisting conditions?

Postby jen » Thu Apr 07, 2011 11:12 pm

Yes, Medicare covers pre-existing conditions.

If your conditions are from a w.c. injury, however, it depends on how you settled the case. If settled by Stipulations with open medical, then your medical care will be handled through the carrier and Medicare really has no involvement. If settled by Compromise & Release AND you were a Medicare recipient or Medicare eligible at the time of settlement, then the future medical portions should have been resolved through a Medicare Set-Aside (MSA) (self-administered or professionally administered trust fund for future treatment). The MSA provides an overall exhaustion amount for future medical care. If that amount is exceeded, Medicare will pick up those industrially covered body parts.

Lots of factors here to consider.
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Does medicare cover preexisting conditions?

Postby garbhach65 » Thu Apr 07, 2011 11:30 pm

Thanks, this answer is perfectly clear and just what I wanted! Much appreciated.
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Does medicare cover preexisting conditions?

Postby chika » Thu Apr 07, 2011 11:32 pm

Thanks, this answer is perfectly clear and just what I wanted! Much appreciated.
Medicare does cover pre-existing medical conditions but not Workers Compensation. Workers Compensation defines a so-called compensable area of injury. There is life-long coverage through Workers Compensation for this specific 'body part' but the coverage is for this specific body part only. [I am not trying to treat you as a 'body part' but Workers Compensation does.] I wish you the very best of health and in all things may God bless.
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